Acorn Commercial Finance Ltd was created by Ben and Paul to support the growing need for available finance in the SME market. 

With 35 years of working for a high street bank – both Ben and Paul have amassed extensive knowledge of the SME market and recognise that a more hands on and back to basics approach is what businesses are looking for. 
We provide a straightforward and simple solution for our customers. 
You know your business we know finance!! 
We love seeing your business grow and being part of that journey. 
We always listen, provide guidance and honest conversation. 
 
 
 

Director Paul Cox 

Having spent my early adult life in the Army, I had a fantastic 8 years in recruitment building on my people management skills before joining the world of financial services at RBS Group and having a successful 11 years in the world of business banking and latterly Lombard. Although a generalist in the world of Asset Finance I have worked predominantly in engineering, manufacturing, logistics and renewables. 
Nickname 
Coxy. 
Likes 
Guinness, Single Malt, Al Fresco dining. 
Dislikes 
Reality TV, Sandals with socks. 
Interests 
Rugby - the mighty Northampton Saints. 
Motorbiking - touring on my BMW GS 1200. 
My garden - in touch with my softer side. 
Odd Facts 
I walked the hallowed turf of the Twin Towers at Wembley. 
I cycled London to Paris for Help for Heroes. 

Director Ben Chilvers 

After finishing University with a degree in Economics I worked for NatWest Bank within business and commercial banking. I spent nearly 20 years before deciding to leave in 2020 to start my own business. Starting my own business had been a passion of mine since I was in shorts. 
Likes 
Ipswich Town Football Club (The Tractor Boys), Rugby and Wine. 
Dislikes 
Negativity or moaning and cucumber. 
In my spare time you'll find me 
Spending time with family - especially my wife and two daughters. 
Spinning - after years of neglect I have finally joined a gym. 
Interesting fact 
I have always wanted to be a singer and like nothing better than breaking into a song. 

Director Paul Cox 

Having spent my early adult life in the Army, I had a fantastic 8 years in recruitment building on my people management skills before joining the world of financial services at RBS Group and having a successful 11 years in the world of business banking and latterly Lombard. Although a generalist in the world of Asset Finance I have worked predominantly in engineering, manufacturing, logistics and renewables. 
Nickname 
Coxy. 
Likes 
Guinness, Single Malt, Al Fresco dining. 
Dislikes 
Reality TV, Sandals with Socks. 
Interests 
Rugby (The mighty Northampton Saints). 
Motorbiking (Touring on my BMW GS 1200). 
My Garden (in touch with my softer side). 
Odd Facts 
I have walked the hallowed turf of the Twin Towers Wembley. 
I Cycled London To Paris for Help for Heroes. 

Director Ben Chilvers 

After finishing University with a degree in Economics I worked for NatWest Bank within business and commercial banking. I spent nearly 20 years before deciding to leave in 2020 to start my own business. Starting my own business had been a passion of mine since I was in shorts. 
Likes 
Ipswich Town Football Club (The Tractor Boys), Rugby and Wine. 
Dislikes 
Negativity or moaning and Cucumber. 
In my spare time you'll find me 
Spending time with family especially my wife and two daughters. 
Spinning - after years of neglect I have finally joined a gym. 
Interesting fact 
I have always wanted to be a singer and like nothing better than breaking into a song. 

Office Manager Sarah West 

I started my adult working life in banking, before moving into the motor industry and then spent about 14 years in communications in direct selling and banking again. More recently I went back to school as a special needs teaching assistant and then into the school office as a finance administrator. I’ve now joined Coxy and Ben here at Acorn Finance as Office Manager, administrator, tea and coffee maker and most important of all social secretary. 
Likes 
Food, drink and sunshine. 
Dislikes 
British weather (about 50 weeks of the year) and stickers. 
In my spare time (?!) you’ll find me 
Running – not really an interest, but allows me to enjoy my ‘likes’ of food and drink! 
Spending time with family – really fortunate to have a large extended family and love getting together when we can to just spend time together. 
Upcycling – a new little hobby I discovered during Covid times. 
 
Would you believe? 
My first Saturday job was in a library – funny for anyone who knows me as I’m not the quietest person! 
I’m the proud owner of a Blue Peter badge – which I’ve had for more than 30 years! 
 
 
 
 
 
Thank you for everything you did to help us get our business off the ground. 
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Call us now on 0345 565 2603 to discuss your plans and requirements and hear how we can help you. 

Commercial Finance Made Easy